Save as you Spend

Make automatic deposits into your Jipay savings account, every time you transact on M-PESA

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About Us

JiPay is a micro-savings wallet built for informal workers in Africa, by Africans. We are using our novel Save As You Spend solution to capture micro-savings at the point of spending by integrating with Mpesa. Our app, Jipay is available on Android phones. Our mission is to enable Universal Health Coverage (UHC) by way of Jipay Afya a primary healthcare micro-insurance. This micro-insurance cover offers In and Out patient cover for a family of five. We are also enabling financial inclusion through Jipay Later, A micro-savings solution that mobilizes savings for education, business capital and holidays. This is made possible by savings by automatically saving 10% of all you spend as a subscriber

George Ndirangu
Chief Executive Officer
George Maina
Chief Operating Officer
Patricia Kamau
Chief Marketing Officer
Florence Kiyo
Office Administrator

Save as you Spend

Jipay™ enables you to make automatic deposits into your Jipay savings account, every time you transact on M-PESA. The application enables you to choose to save a pre-determined percentage of all your M-PESA transactions.

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Take control of your personal finances.

Jipay™ enables you to make automatic deposits into your Jipay savings account, every time you transact on M-PESA. The application enables you to choose to save a pre-determined percentage of all your M-PESA transactions.

Find Out More

Our Services

JiPay Now

When you download the Jipay app on Google Play store and save Ksh.100/= the money is invested in a money market fund that earns you daily compound interest. This fund is managed by our partner Etica Capital. It is an open-ended savings wallet.

JiPay Later

This is a lock savings wallet that gives a subscriber the chance to save for Business Capital, Education or Sherehe. It is meant to encourage discipline in savings in order to achieve financial targets. There is a progress bar on the application dashboard to keep track of the progress to achieving the goal.

JiPay Afya

This is our flagship product. Subscribers are able to make daily savings that go to paying micro-medical insurance premium for a family of 4. This covers in and out patient needs of a family.

What our customers have to say

I thank the Lord for connecting me with you. I would have never known anything called money market funds. I will have to use the savings there. Imagine if I didn’t have this! I would be going for Sacco loan or Harrambee. Thank you.
Chepkirui Bor
“Mama has to get her baby sorted. Hakiba haiozi!”
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